Health Care and Insurance

Mandatory Health Insurance

International students, scholars and their dependents are required to have health insurance.

CSU Health Insurance

All International Students who are enrolled at Colorado State University are required to maintain health insurance, and are automatically enrolled in the CSU Student Health Insurance Plan each semester. Each semester, the premium cost will be billed to your student account. Coverage begins on the Monday before classes start (the day before Orientation) and lasts until the next semester’s coverage begins. For more information on this requirement, including coverage dates, premium costs, and lots of other information about the benefits of your plan, please visit the International Student Health Insurance webpage from the CSU Health Network.

NOTE: International students belong to a different group plan than American students for their student health insurance.  If you were billed for the domestic student rate, but believe that you should be billed the international student rate for health insurance, please meet with someone in the Office of International Programs to resolve this issue.  Please note that charges from a previous semester cannot be modified.

New Service: Direct Billing to Insurance Companies

Starting this year, the CSU Health Network will direct bill students’ insurance companies to eliminate the burden of students having to file their own insurance claims. This will save students money, since many do not follow through with the claim filing process. We are pleased to announce that beginning June 1, 2015, CSUHN electronic health insurance claims submission will begin for medical services.

Charges for medical services (including all provider office visits) will be submitted to students’ health insurance plans, and students’ out-of-pocket costs will be dependent on their health insurance plan benefits.

Non-CSU Health Insurance

To opt-out of the CSU Student Health Insurance Plan, students must demonstrate proof of comparable coverage via the Insurance waiver process (instructions found on the International Student Health Insurance webpage).  The deadline to submit a waiver request is by the 10th day of classes.

You will automatically be billed the CSU insurance if you do not complete the waiver or if your requested insurance is not comparable to the CSU insurance standards. Dependents are also required to have medical insurance, but are not eligible for CSU health insurance.

Insurance for Dependents

Dependents of international students and scholars are also required to have adequate health insurance. However, CSU no longer offers the option of enrolling spouses, dependents, or domestic partners in the CSU Student Health Insurance Plan. Please look through this list of alternative health insurance services for any family members who will be attending you.

If you have any questions about insurance may contact the Student Health Insurance Office at (970) 491-1355.

Mandatory Health Records

Before students can register for their second semester classes, they are required to provide a medical history and proof of immunization. You must show proof of immunity against measles (two doses), mumps (two doses), and rubella (two doses) by submitting an Immunization Certificate to the Hartshorn Health Service.  We recommend students mail clean, readable copies of these records to Hartshorn Health Service before leaving for the United States, so you may consult family members or your doctor as needed. You must also complete the Health History Form through the CSU Health Network Portal by logging in with your CSU eID.

Failure to comply with this requirement will cause a hold to be placed on a student’s registration. For more information, review the Immunization section of the CSU Health Network New Student Checklist.

If you have any questions about insurance may contact the Student Health Insurance Office at (970) 491-1355.

University Policy

The following is the official University policy regarding health insurance for students and their dependents as issued by the Governing Board of Colorado State University:

August 16, 1978

“All non-immigrant students and accompanying dependents are required to enroll in the Student Health Service’s insurance program (or to show proof of equivalent protection).”

May 22, 1968:

“All full-time, alien students will be required to have reasonable and adequate insurance protection against illness, accident, hospitalization, and death.

The University will negotiate a group insurance policy each year to provide for current minimum standards of protection. Students who document proof of equivalent protection may be exempted from payment of premiums for the University group plan. All other alien students will be assessed the premium from the group plan at the time of payment of tuition and fees.

Providing documentary proof of equivalent insurance coverage is the responsibility of the student. The responsibility of ruling as to equivalency rests with the University.”